Visiting scholars must show proof of insurance no later than 25 days after the start date. Your check-in is not complete until you demonstrate proof of insurance. Failure to comply with the insurance requirements is a violation of your status and you could jeopardize your status.
REQUIRED MINIMUM INSURANCE COVERAGE for J Scholars
Major Medical Coverage.....$50,000
Medical Evacuation.....$10,000
Repatriation of Remains.....$7,500
Maximum Deductible per Accident/illness.....$500
MINIMUM POLICY RATING
(Must Comply With One)
A.M. Best rating of “A-” or above;
Insurance Solvency International Ltd., rating of “A-” or above; Standard and Poor’s rating of “A-” or above
Weiss Research, Inc. rating of “B+” or above.
Effective May 15, 2015 the mandatory minimum insurance rates for exchange visitors and their dependents will change as follows:
| Levels Effective May 15, 2016 |
|---|
| (1) medical benefits of at least $100,000 per accident or illness; |
| (2) repatriation of remains in the amount of $25,000; |
| (3) expenses associated with medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and |
| (4) a deductible not to exceed $500 per accident or illness. |
In addition, all exchange visitors may be subject to the requirements of the Affordable Care Act.
All exchange visitors (both J-1 principals and J-2 dependents) are required to have sickness and accident insurance and medical evacuation and repatriation insurance in effect for the duration of their exchange visitor program. A willful failure to carry adequate health insurance is considered to be a violation of the Exchange Visitor Program regulations. The Department of State considers willful failure to carry adequate health insurance as a serious infraction.
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